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RAINS CAPITAL

FINANCIAL ADVISORY

YOUR PARTNER IN
BUSINESS & PERSONAL FINANCING

OUR SERVICES

Bank Loan Advisory
(Personal/Business)
Debt Consolidation

Our financial specialists enhance your personal or small business loan application, boosting approval chances and optimizing the loan amount to fit your unique financial profile. With personalized guidance and strategic insights, we tailor our approach to your specific financial needs and loan objectives.

Our tailored debt consolidation solution lowers your loan interest rates, making repayments more manageable and helping you clear your debts faster. By streamlining your payments, we also help improve your credit score, paving the way for easier loan approvals in the future.

Mortgage Loan/ Cash-out Property /
Property Refinancing

Elevate your mortgage strategy and unlock the potential of your properties with our expert services. Whether you're looking to refinance for lower interest rates or considering a cash-out option, we help you explore the best solutions tailored to your needs. Stay committed to your financial goals and enjoy significant savings, with the potential to reduce interest payments by up to 30% and shorten your repayment period.

Credit Card Application

Get the best credit card that suit your lifestyle while optimizing your chances of approval. Our strategic approach helps to access the benefits of credit cards, making it easier to manage expenses and build your credit history effectively.

HOW IT WORKS?

01

15- Mins Free Consultation

A free consultation call to understand your current financial situation, goals, and challenges.

 

This gives us an idea of what you’re looking to achieve and allows us to determine if we’re the right fit to help you.

03

Customized Solution Proposal

Based on our findings, we will provide you with all solutions that aligns with your business or personal goals.

05

Ongoing Support & Review

Our support doesn’t end once your application is approved.

We provide continuous guidance to help you stay on track, adjust to any financial changes, and optimize your finances. 

02

Detailed Financial Analysis

Dive deep into your finances to assess your needs fully.

This includes reviewing financial documents, evaluating credit health, understanding cash flow, and identifying key financial goals. This analysis sets the foundation for a customized solution.

04

 Application Submission

We guide you through the entire process, handling paperwork, applications, and liaising with financial institutions on your behalf.

 

Our team works to streamline this process, ensuring accuracy and maximizing your chances of approval.

WHY CHOOSE RAINS CAPITAL?

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Integrity and Transparency

We believe in full transparency and integrity in every step. No hidden fees, no confusing terms—just honest advice you can trust.

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Credit Score Optimization

We specialize in improving credit scores, guiding you on steps to build or repair your credit for stronger financial opportunities.

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Comprehensive Profile Analysis

Our team thoroughly evaluates your financial profile, ensuring we understand your unique needs and challenges for the best possible outcome.

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Up-to-Date on Bank Policies

With ever-changing policies, we stay current on bank requirements to help you meet all criteria and increase your chances of approval.

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Tailored Solutions

We don’t believe in one-size-fits-all solutions. Our strategies are customized to match your financial goals, ensuring maximum benefit and suitability.

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1-on-1 Personalized Guidance

You’re never just a number to us. Our dedicated consultants offer 1-on-1 support, providing personalized guidance every step of the way.

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Ready to be Financed?

Get a FREE Consultation!

Apply here

Services

Disclosure

Rains Capital Financial Advisory is a Loan Consultancy firm. We do not provide loans. Loans are provided by either the bank or your selected loan issuer. Our services are solely dedicated to providing consultancy services to assist you in the loan application process.

 

We specialize in various bank loan consultancy services, including debt consolidation, business loans, SME business loans, in Malaysia. As a personal loan agency, we are committed to guiding you through every step of yourloan application, ensuring you have the best possible advice and support.

CONTACT
Email: info@rainscapital.com
Phone: 016-610 7300
LOCATION
 Ground Floor, Mines 2 Retail Block, Mines Trade Centre, Jalan Mines 2, The Mines Wellness City Seri Kembangan, 43300 Selangor
OPENING HOURS
Mon - Fri: 10am - 7pm
​​Saturday​ & Sunday: Closed
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