What is MADANI?
The Government Guaranteed Scheme Madani (GGSM) is an initiative to support Malaysian SMEs by providing government-backed loan guarantees. This means businesses can secure financing with lower risks, better terms, and no need for large collateral.
With the Madani Guarantee, banks are more likely to approve your loan, helping you get the funds you need to grow and sustain your business.
How It Works
Why Choose Us?
Unlock Business Growth with Government-Backed Financing
High Loan Approval Rates
With government backing, banks are more likely to approve your loan.
Easier Qualification Criteria
Designed to support SMEs with limited credit history or collateral.
Flexible Loan Amounts
Get up to RM3,000,000 to cover business expansion, working capital, and more.
How to Qualify?
✔ Minimum 2 Year in Operation – Businesses must have at least 24 months of financial records.
✔ Malaysian-registered SME – Your business must be registered under SSM for 2 years.
✔ Active Business Revenue – Must show proof of steady cash flow or business income of RM500,000 annually.
✔ Good Repayment History – No major financial blacklisting or default history.
✔ Directors CCRIS Report – 1 year CCRIS record with no late payment.
💡 Not sure if you qualify? Let us check for you —
FREE eligibility assessment!
What Our Clients Think
Lowest
Interest Rates
We negotiate with banks to secure lower interest rates, ensuring you pay less over time. That means more money in your pocket and faster debt repayment.
Flexible
Repayment Terms
Every financial situation is different. That’s why we customize repayment plans that fit your budget, helping you clear debt at a comfortable pace without financial strain.
Fast &
Hassle-Free
We understand the challenges of getting a loan approved. Our experts work closely with banks to improve your chances, handling all the paperwork and ensuring a smooth process from start to finish.
