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BUSINESS FINANCING MADE EASY

Smart Financing for Micro Entrepreneurs – Fast & Hassle-Free

We understand the challenges that micro-business owners and self-employed individuals face when securing funding. The Micro Madani Loan is designed to provide accessible and flexible financing, helping you grow your business without unnecessary hurdles. Whether you need capital for expansion, renovations, or working capital, we simplify the process and guide you every step of the way.

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THE FUNDING THAT WORKS FOR YOU

With competitive rates and easy approvals, we make business financing simple and accessible.

Affordable Financing

Competitive interest rates from 3.50% to 4.00% per annum.​

No Collateral Required

Secure funding without pledging personal or business assets.

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Flexible Loan Amount

Borrow between RM2,000 and RM100,000 based on your business needs.

Open to All Sectors

Available for sole proprietors, partnerships, limited liability partnerships, and private limited companies.

​Longer Repayment 

Choose a tenure between 1 to 7 years for better cash flow management.

How Can We Help?

Our team of experienced financial consultants specializes in securing Micro Madani Loans for micro and startups businesses.

We stay updated with bank’s latest policies and ensure that your loan application is prepared and submitted for maximum approval success.
Moreover, our step-by-step guidance ensures a seamless application process, turning challenges into milestones.
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OUR LOAN
APPLICATION PROCESS

With competitive rates and easy approvals, we make business financing simple and accessible.
Consultation & Eligibility Check
1
Loan Offer Evaluation
2
Application & Documentation
3
Approval & Disbursement
4

DISCLOSURE

We are not a moneylender. We are an independent financial consultancy specializing in business loan advisory services. Our role is to assist businesses in securing financing from licensed financial institutions by providing guidance, documentation support, and credit assessment insights. We do not collect and upfront fees or deposits. However, there are relevant fees will be applied ONLY after disbursement. Fees may include, Processing Fee, Stamp Duty, Insurance and Advisory Fees which varies depending on cases and lending institution's policies.
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WHO CAN APPLY?

Designed for entrepreneurs, freelancers, and small business owners looking for a hassle-free way to access capital and grow their ventures.

SMEs &
Micro-businesses

Self-Employed Professionals

Businesses Registered in Malaysia

想要了解更多可以点击以下链接

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Lowest interest from 4%, up to 5 years

We have established collaborations with various banks and diverse business financing platforms, including P2P platforms. We possess the knowledge to connect you with the most suitable institution.

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WHAT DOCUMENTS ARE REQUIRED?

We keep it simple! No complicated requirements—
just the basics to ensure a smooth and fast application process.

Full Set of Business Registration Documents (SSM)

Latest 6 Months Bank Statements

(No minimum balance required)

Latest CTOS Report

Identification Card (IC) of business owner(s)

Additional supporting documents may be requested
(Based on your financial profile after an initial review)

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Licensed & Bank-Approved Solutions

We work exclusively with recognized banks and government-backed financial institutions, ensuring that all financing options comply with Malaysian financial regulations.
Company Type:

Struggling to Get Your Loan Approved?

Has your business loan application been rejected? Many banks don’t reveal the exact reasons behind a rejection, leaving business owners frustrated and uncertain about their next steps. That’s where we come in.

Our experienced credit consultants provide an in-depth financial analysis, helping you identify potential roadblocks and improve your loan eligibility. We equip you with the right insights and strategies to maximize your approval chances—so you can secure the funding your business needs with confidence.

想要了解更多可以点击以下链接

Disclosure

Rains Capital Financial Advisory is a Loan Consultancy firm. We do not provide loans. Loans are provided by either the bank or your selected loan issuer. Our services are solely dedicated to providing consultancy services to assist you in the loan application process.

 

We specialize in various bank loan consultancy services, including debt consolidation, business loans, SME business loans, in Malaysia. As a personal loan agency, we are committed to guiding you through every step of yourloan application, ensuring you have the best possible advice and support.

CONTACT
Email: info@rainscapital.com
Phone: 016-610 7300
LOCATION
 Ground Floor, Mines 2 Retail Block, Mines Trade Centre, Jalan Mines 2, The Mines Wellness City Seri Kembangan, 43300 Selangor
OPENING HOURS
Mon - Fri: 10am - 7pm
​​Saturday​ & Sunday: Closed
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